Our management model

Crèdit Andorrà Financial Group - Our management approach

At the Crèdit Andorrà Group, we listen to our clients, we understand their needs and we analyse their profile to assess the level of risk that they are prepared to take in relation to their financial decisions and the results they expect to achieve, with a view to creating bespoke solutions using our management model.

We prioritise the preservation and protection of wealth

We follow a management approach which is based on the delivery of profitable and sustainable investments, the search for short-term stability and long-term capital growth, and a clear preference for avoiding high-return yet risky investments in order to ensure that our clients do not incur losses. 

We follow rigorous analysis and investment methods that enable us to apply a cautious approach when providing advice and making decisions with our clients.

Flexible

We apply an investment management philosophy that offers flexible products which ensure performance in complex and changing market environments. Our goal is to offer a management approach that is tailored to our clients’ needs with the most suitable solutions.

A multidisciplinary service

Our comprehensive approach to wealth management is made possible thanks to the dialogue established between our clients and the bank, supported by a team of specialists who provide the client with a multidisciplinary service. We oversee the entire process to ensure that the client is provided with their own contact person and receives the information in a clear and transparent manner.

Scale of fees based on performance

We are committed to adding real value to your wealth. It does not make sense to pay more in order to get the same result as that offered by the market. But it is worth paying to get a better result.

We provide our clients with a scale of fees which is based on achieving better results than those delivered by the market.

A comprehensive approach to wealth management

At the Crèdit Andorrà Group, we manage our clients’ wealth from a global perspective and from all angles. Our analysis covers virtually all topics, including succession, business, taxation, real estate, financial assets, insurance products and liabilities.