Investment funds

At the Crèdit Andorrà Group we provide our clients with access to a broad fund range through an open architecture structure and platform. This means you can choose between different geographical areas, asset types and management styles depending on what suits you best. You will have access to the best international managers and enjoy optimal diversification of your investments.

Crèdit Andorrà Asset Management* is the fund management arm of the Crèdit Andorrà Group. A leader in Andorra in the asset management industry, it has more than 25 years of experience and manages over 2.2 billion worth of assets.

Crèdit Andorrà’s equity investment funds apply a value investing approach that looks for understandable, well-managed businesses with favourable profit prospects and an attractive price relative to their estimated value.

In our search for attractive investment opportunities, we have formed a strategic alliance with GAMCO Asset Management Inc., a subsidiary of GAMCO Investors Inc. Under this agreement we receive professional advice in the management of equity funds in dollars. 

* Trading name of Crediinvest, SA.

 

Equity funds

Crèdit Andorrà’s equity funds follow a value investing approach. 

With Crèdit Andorrà’s equity funds, our aim is to deliver consistent and sustained returns over and above the funds’ benchmark indices.

  • The funds follow a value investing approach, which offers potentially high returns. Investors have the chance to earn attractive returns in the medium and long term, avoiding speculative investments.
  • We offer a broad range of equity funds so that you can diversify your investment and find the funds that best meet your needs and your investor profile.

You can check the trading prices of our equity funds by visiting our website: www.borsacredit.ad.

Mixed income funds

Crèdit Andorrà’s mixed income funds are funds whose assets are invested partly in fixed-income securities and partly in equities. These funds are aimed at clients who value security and stability but still want to receive a positive return on their investment.

The category of undertakings for the collective investment of transferable securities (UCITS) includes the Active Allocation Fund , which invests in funds worldwide in order to find the best opportunities at any given time.

  • Open architecture: These undertakings have the best selection of equity and debt funds in order to offer clients a wide range of investment opportunities in the international market. They constantly make a selection of the best funds.
  • Active management: This refers to the constant reworking of the environment to obtain the best return-risk ratio depending of the investment target of each profile.
  • Investment solutions:There are three investment options adapted to all customer risk profiles.
You can follow the prices of the Active Allocation Fund at www.creditbroker.ad.

* Crediinvest SICAV Active Allocation Conservative (INAF registration number EB02-0003-14), Crediinvest SICAV Active Allocation Flexible (INAF registration number EB02-0003-15); and Crediinvest SICAV Active Allocation Dynamic (INAF registration number EB02-0003-16) are schemes in the Luxembourg-based SICAV (i.e. an undertaking for the collective investment of transferable securities or UCITS) Crediinvest, which is authorised in Luxembourg, and supervised and regulated by the CSSF, under registration number B- 98745. The fees and expenses associated with the abovementioned SICAV schemes are broken down in the prospectus and in the key investor information document (KIID), which are posted at www.creditbroker.ad. Management company: Crèdit Andorrà Asset Management Luxembourg, S.A. Investment advisor: Credi-invest, S.A. Depositary entity: Banque de Patrimoines Privés, S.A. SICAV distributor in Andorra: Crèdit Andorrà SA, approval number EB 02/95.

 

 

Fixed income funds

Crèdit Andorrà’s fixed income investment funds are aimed at clients who value security and stability in the medium term but still want to receive positive returns.

  • The investment policy followed by these funds is very conservative.
  • Their primary aim is to preserve capital and deliver low-level capital growth.
  • They offer daily liquidity, which means that clients can have full access to their funds at any time.
  • The investment methods and processes used are rigorous, and investments are consistently managed on the basis of a principle of prudence.
  • The range of fixed income funds offered by Crèdit Andorrà is made up of the Crediinvest SICAV Short Term Fixed Income fund and the Crediinvest SICAV Fixed Income fund.

You can check the trading prices of our fixed-income funds by visiting our website: www.borsacredit.ad.

Money market funds

Crèdit Andorrà’s money market funds are aimed at clients who value the security and stability of their investments above all else.

  • The investment policy followed by these funds is very conservative.
  • Their primary aim is to preserve capital and deliver low-level capital growth.
  • They offer daily liquidity, which means that clients can have full access to their funds at any time.
  • The investment methods and processes used are rigorous, and investments are consistently managed on the basis of a principle of prudence.

You can check the trading prices of our money market funds by visiting our website: www.borsacredit.ad.