Investment funds

At the Crèdit Andorrà Group we provide our clients with access to a broad fund range through an open architecture structure and platform. This means you can choose between different geographical areas, asset types and management styles depending on what suits you best. You will have access to the best international managers and enjoy optimal diversification of your investments.

Crèdit Andorrà Asset Management* is the fund management arm of the Crèdit Andorrà Group. A leader in Andorra in the asset management industry, it has more than 25 years of experience and manages over 2.2 billion worth of assets.

Crèdit Andorrà’s equity investment funds apply a value investing approach that looks for understandable, well-managed businesses with favourable profit prospects and an attractive price relative to their estimated value.

In our search for attractive investment opportunities, we have formed a strategic alliance with GAMCO Asset Management Inc., a subsidiary of GAMCO Investors Inc. Under this agreement we receive professional advice in the management of equity funds in dollars. 

* Trading name of Crediinvest, SA.

 

Equity funds

Crèdit Andorrà’s equity funds follow a value investing approach. 

With Crèdit Andorrà’s equity funds, our aim is to deliver consistent and sustained returns over and above the funds’ benchmark indices.

  • The funds follow a value investing approach, which offers potentially high returns. Investors have the chance to earn attractive returns in the medium and long term, avoiding speculative investments.
  • We offer a broad range of equity funds so that you can diversify your investment and find the funds that best meet your needs and your investor profile.

You can check the trading prices of our equity funds by visiting our website: www.borsacredit.ad.

Mixed income funds

Crèdit Andorrà’s mixed income funds are funds whose assets are invested partly in fixed-income securities and partly in equities. These funds are aimed at clients who value security and stability but still want to receive a positive return on their investment.

Crèdit Andorrà’s mixed income funds include the Proactive Protection range. This range of funds* is completely different from the rest as it has the ability to rapidly adjust to current market trends with the main objective of protecting the investor’s capital.

  • Adapted to markets. They search the best profitability at the same time that they control the risks in order to preserve your capital, adapting to real market trends.
  • Different from the others. They search different strategies through the best alternatives in funds and ETFs. 
  • Their objective is to achieve good returns, prioritising control in case of drops and minimising equities risk.
  • For those who value security and performance. They are designed for those people who value performance and, in addition, security in their investments. Their main objective is preserving your capital.

You can check the trading prices of our Proactive Protection funds by visiting our website: www.borsacredit.ad.

* Crediinvest SICAV is an Open Ended Investment Company (SICAV). Crediinvest SICAV Proactive Protection and Proactive Protection Opportunity focus on controlling risk with volatility capped at from 5% to 10% in accordance with the product. Registration number of Crediinvest SICAV Proactive Protection: EB02-003-10. Registration number of Crediinvest SICAV Proactive Protection Opportunity: EB02-003-11. Full prospectuses can be found at www.borsacredit.ad and quarterly and anual financial statements are available at the offices of Crèdit Andorrà. Commissions and fees, related to these SICAVs, are set forth in their prospectuses and in the Key Investor Information Document (“KIID”), available at www.borsacredit.ad. Asset Management Group: Crèdit Andorrà Asset Management Luxembourg, S.A. Custodian: Banque de Patrimoines Privés, SA. Investment Advisor: Credi-invest SA. Custodian Institution: Banque de Patrimoines Privés SA. Distributor in Andorra: Crèdit Andorrà, S.A. with approval number EB 2/95.

Fixed income funds

Crèdit Andorrà’s fixed income investment funds are aimed at clients who value security and stability in the medium term but still want to receive positive returns.

  • The investment policy followed by these funds is very conservative.
  • Their primary aim is to preserve capital and deliver low-level capital growth.
  • They offer daily liquidity, which means that clients can have full access to their funds at any time.
  • The investment methods and processes used are rigorous, and investments are consistently managed on the basis of a principle of prudence.
  • The range of fixed income funds offered by Crèdit Andorrà is made up of the Crediinvest SICAV Short Term Fixed Income fund and the Crediinvest SICAV Fixed Income fund.

You can check the trading prices of our fixed-income funds by visiting our website: www.borsacredit.ad.

Money market funds

Crèdit Andorrà’s money market funds are aimed at clients who value the security and stability of their investments above all else.

  • The investment policy followed by these funds is very conservative.
  • Their primary aim is to preserve capital and deliver low-level capital growth.
  • They offer daily liquidity, which means that clients can have full access to their funds at any time.
  • The investment methods and processes used are rigorous, and investments are consistently managed on the basis of a principle of prudence.

You can check the trading prices of our money market funds by visiting our website: www.borsacredit.ad.