ACTIVE ALLOCATION MIXED-ASSET FUNDS

We would like to introduce you to the Active Allocation Fund in which a number of undertakings for the collective investment of transferable securities (UCITS) worldwide invest in order to find the best opportunities at any given time.

Open architecture

These undertakings have the best selection of equity and debt funds in order to offer clients a wide range of investment opportunities in the international market. They constantly make a selection of the best funds.

Active management

This refers to the constant reworking of the environment to obtain the best return-risk ratio depending of the investment target of each profile.

Investment solutions

There are three investment options adapted to all customer risk profiles.

Risk profiles

The fund has three investment options adapted to all customer risk profiles.

CONSERVATIVE profile:

With a portfolio comprising at least 75% in bonds, it prioritises preservation of capital over risk.

FLEXIBLE profile:

With a portfolio comprising 25–75% in equity, it exploits market opportunities in long-term bonds and equity.

DYNAMIC profile:

With a portfolio comprising at least 75% in equity, it targets an equity portfolio with investments worldwide in different types of instruments.

Crediinvest SICAV Active Allocation Conservative (INAF registration number EB02-0003-14), Crediinvest SICAV Active Allocation Flexible (INAF registration number EB02-0003-15); and Crediinvest SICAV Active Allocation Dynamic (INAF registration number EB02-0003-16) are schemes in the Luxembourg-based SICAV (i.e. an undertaking for the collective investment of transferable securities or UCITS) Crediinvest, which is authorised in Luxembourg, and supervised and regulated by the CSSF, under registration number B- 98745. The fees and expenses associated with the abovementioned SICAV schemes are broken down in the prospectus and in the key investor information document (KIID), which are posted at www.creditbroker.ad. Management company: Crèdit Andorrà Asset Management Luxembourg, S.A. Investment advisor: Credi-invest, S.A. Depositary entity: Banque de Patrimoines Privés, S.A. SICAV distributor in Andorra: Crèdit Andorrà SA, approval number EB 02/95.